Account Description
Earn our most competitive money market rates while enjoying flexible access to your funds and additional account features. No daily minimum balance required to earn interest.
Key Benefit of This Account
- No charge for up to 6 withdrawals per statement period(1)
Additional Account Features:
- Woodforest Custom Wallet Checks
- Cashier's Checks(2)
- Money Orders(2)
- Notary Services(3)
Account Details
Minimum to open: $25.00
Monthly Minimum Balance Fee:
- No Monthly Minimum Balance Fee if you maintain a balance of $10,000.00 or above each day in the statement period
- $25.00 if balance falls below $10,000.00 any day in the statement period
- Monthly Minimum Balance Fee is based on minimum daily balance
Additional Service Charge:
- $25.00 Per excessive withdrawal (over 6) per statement period
View the Emerald Elite Account Overview.
Every qualifying customer can take advantage of the following benefits on this Savings Account
Banking On The Go
Bank anytime, anywhere with our Mobile Banking App.**
Manage Your Accounts
View balances, transactions, eStatements, set up account alerts, and more!
Pay Your Bills
Pay your bills, view payment history, and more.
Mobile Deposit
Deposit checks at your convenience using your mobile phone! It's as easy as taking a photo!
Debit Card Management
Control when, where, and how your Woodforest Debit Card is being used.
Ready to start banking on the go? Download the Woodforest Mobile Banking App today!**
You must be enrolled in Woodforest Online Banking to access your account on our Mobile Banking App.**
Data rates may apply. See carrier for details.
Additional Personal Banking Benefits
Certificates of Deposit
Individual Retirement Accounts
Personal Checking Accounts
*Regardless of account type, when items are presented for payment in excess of the balance in your account, an overdraft item fee will be assessed if the item is paid. This includes but is not limited to debit card transactions, such as ATM withdrawals, that are in excess of the balance in your account which may incur an overdraft item fee if the transaction is paid. The payment of overdraft items and transactions is at our discretion, and more than one overdraft item fee may be assessed in a single day. For complete details regarding our products, services, and fees, including important details regarding our overdraft fees and options, please stop by one of our convenient branch locations and speak with a retail banker.
**Data rates may apply. See carrier for details.
(1) Withdrawals include any debit transaction.
(2) One (1) box of custom wallet checks per order.
(3) You may purchase a maximum of five (5) money orders, cashier’s checks, OR any combination thereof per calendar month at no charge. Standard fees will apply thereafter.
(4) Service may not be available in all branches.
DISCLOSURE
DISCLOSURE
(1) Withdrawals include any debit transaction.
DISCLOSURE
DISCLOSURE
(2) One (1) box of custom wallet checks per order.
DISCLOSURE
DISCLOSURE
(3) You may purchase a maximum of five (5) money orders, cashier’s checks, OR any combination thereof per calendar month at no charge. Standard fees will apply thereafter.
DISCLOSURE
DISCLOSURE
(4) Service may not be available in all branches.
DISCLOSURE
DISCLOSURE
*Regardless of account type, when items are presented for payment in excess of the balance in your account, an overdraft item fee will be assessed if the item is paid. This includes but is not limited to debit card transactions, such as ATM withdrawals, that are in excess of the balance in your account which may incur an overdraft item fee if the transaction is paid. The payment of overdraft items and transactions is at our discretion, and more than one overdraft item fee may be assessed in a single day. For complete details regarding our products, services, and fees, including important details regarding our overdraft fees and options, please stop by one of our convenient branch locations and speak with a retail banker.
DISCLOSURE
DISCLOSURE
**Data rates may apply. See carrier for details.