Your Travel Checklist: 10 Tips for a Worry-Free Vacation

Review Fees Ahead of Time
Take a few minutes to understand any potential fees you may encounter, such as:

• Out-of-network ATM fees
• Foreign transaction fees
• Currency conversion charges

Knowing what to expect can help you avoid surprises. Review the Woodforest Schedule of Fees here.

Bring Multiple Payment Options
It’s always a good idea to carry more than one form of payment, such as:

• A debit card
• A credit card
• A small amount of cash

Having backup options can be helpful if one payment method becomes unavailable. Learn more about Woodforest Debit Cards here: Personal Debit Cards.

Know What to Do if Your Card Is Lost or Stolen
Before your trip, make sure you know how to quickly report a lost or stolen card. Acting fast can help protect your account and limit unauthorized transactions.

Consider saving your bank’s contact information in your phone or keeping it in a secure place while traveling. Woodforest customers can report a lost or stolen debit card through Online Banking or by calling:

     Houston: (832) 375-2002
     Toll-Free: 1 (866) 682-7045

Use Mobile Banking for On-the-Go Access
Mobile banking apps, such as the Woodforest Mobile Banking app, make it easy to manage your money anytime, anywhere. With the app, you can:

• Check account balances
• Monitor transactions
• Transfer money between accounts
• Receive helpful account alerts
• Manage your debit card(s)

Having this access while traveling helps you stay in control of your finances no matter where you are. Woodforest Online Banking and the Woodforest Mobile Banking App^* provide convenient and secure access to your Woodforest accounts from home, work, or anywhere an internet connection is available.

Learn more about our app here: App at a Glance demo

Take Advantage of ATM Access
Be sure to plan ahead for ATM access when traveling. Woodforest provides ATM services across multiple states, making it easy to withdraw cash as needed. With more than 740 locations in 17 states, many conveniently located inside popular retail stores, access is readily available.

Find a Woodforest National Bank location here.

Consider Cash Back at Checkout
In addition to ATMs, you may be able to get cash back when making purchases at participating retailers. This can be a convenient way to access cash without incurring additional fees.

Set Up Necessary Automatic Payments and Transfers Before You Leave
If you have bills due or need to send or transfer money while you’re away, consider setting up:

• Automatic payments
• Scheduled bill payments
• Scheduled transfers
• Scheduled person-to-person payments

This helps ensure everything stays on track while you focus on your trip.

Review Travel Protection Options
Some credit cards may offer built-in travel protections or benefits. It’s worth checking what coverage you may already have, such as protections for certain purchases or travel-related issues.

Keep Security Top of Mind
While traveling, take a few simple precautions:

• Avoid using unsecured public Wi-Fi for financial transactions
• Enable alerts for account activity: Debit Card Fraud Alerts
• Use online or mobile banking to regularly review your transactions
• Set your transaction limits to help safeguard your card from misuse, click here to learn more:
  Debit Card Management
• Turn your card on or off at any time. If you misplace your debit card, temporarily turn it off from our mobile app. Once you find it, turn it back on. Here is a walk-through demo:
  Turn Off and Turn On a Debit Card demo
• If your Woodforest Debit Card is lost or stolen, contact us:
  Houston: (832) 375-2002
  Toll-Free: 1 (866) 682-7045

These small steps can help protect your information and give you peace of mind.